Traditionally, retired service holders as well as people of low and fixed-income group and impoverished groups—especially dependent widows and struggling women in rural areas—buy Sanchayapatra to acquire a stable, dependable running income. Accordingly, reduction in its return and imposing taxes on the Sanchaypatra renders a direct decline in the income of these groups of people.

In the 2015-16 budget, the interest rate on all types of Sanchayapatra was reduced from 12-13 percent to 10-11 percent (rounded) and remained as such until June 2019. During this period, salaries and wages in all service sectors went up by at least 25-30 percent—including by a higher amount in the government sector. Come this budget, imposition of an additional 5 percent tax essentially discourages rush for buying saving certificates, which will in turn inculcate financial misery for dependent families and individuals. Senior Awami League leader, Matia Chowdhury—also presidium member of the party—had raised the point at length at the Parliamentary debate, but her decries seem to have turned deaf ears. Regardless, the appeal to immediately withdraw the tax on Sanchaypatra through a special ruling should be treated with utmost priority, to help save needy individuals who are facing the repercussions of this inconsiderate taxation.